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Georgia Dream Choice Downpayment Assistance Mortgage Program

by Floyd Brooks Last Modified: February 6, 2023

Georgia-Dream-first-time-home-owner-program-choice-option

If you live in the state of Georgia and a member of the household has a disability, you may qualify for up to $10,000 in downpayment assistance.

Eligibility

Protectors, Educators & Nurses (PEN) — or work for these industries or active military.

First-Time Home Buyers, OR

Homebuyers who have not owned a home in the past three years, OR

Those who purchase a home in certain areas

Household income cannot exceed: 

1 or 2 persons: $84,000

3 or more persons: $96,000

Get downpayment assistance programs sent to you now!

Click on the link below to get a list of downpayment resources

Learn More

Benefits

No Interest

No monthly payments

Funds can be used for the downpayment, closing costs, prepaid and principal reduction.

Maximum Amount

$10,000

Drawback

This is a loan. Therefore, it will have to be paid back when the property is sold or if the house is transferred to a new owner.

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Tagged With: down payment, Downpayment-Assistance, Georgia-Dream

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