The Georgia Dream downpayment assistance, zero interest, the loan is a way for the state to help first-time homebuyers who meet certain income criteria.
This is a zero-interest loan and the money will have to be paid back if the property is sold or transfered.
First-Time Home Buyers, OR
Homebuyers who have not owned a home in the past three years, OR
Those who purchase a home in certain areas
Household income cannot exceed:
1 or 2 persons: $84,000
3 or more persons: $96,000
No monthly payments
Funds can be used for downpayment, closing costs, prepaid and principal reduction
The money will have to be paid back when the house is sold or transferred.
See a list of programs you may qualify for based on where you plan to purchase.
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Click on the link below to get a list of downpayment resources